Big Kid News
Tips and resources on raising big kids, tweens and teens.
| Friday Finance: Six Ways to Simplify Your Finances |
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 Are you struggling to keep up with your financial activity? Here's some ways to revamp your personal finances...
Six Ways to Simplify Your FinancesBy Tamika Y. Richeson 1. Get Organized: Organize your finances with a simple bookeeping journal or excel spreadsheet. Also consider personal finance software like Quicken Starter Edition or MoneyDance to maintain an organized bugdet and record of all of your financial obligations. Knowing where your money goes will help you make adjustments and changes easily throughout the year. This will also help you when tax season approaches. 2. Consider Direct Deposit: For transactions that involve deposits whether from an employer or from one account to another, consider using the direct deposit method. It is a quick and efficient way to make sure the funds get deposited on time with no delays from waiting on a check to clear. 3. Account Cleanup: Reducing the number of accounts you have will help you reduce risks in account fees, overdraft fees and confusion! Consider maintaing a free checking account for your deposits, another chekcing account for your deposits and cash withdrawls, and a high-yield savings account (i.e. ING Direct, HSBC, or Ally Bank) for investments and long-term savings. 4. Establish a Budget..and Follow It!: Many of us have a rough budget in mind...literally in our head. But it helps to visualize it on paper or on the computer screen and glance at it every pay period to see how we are doing with following it. This keeps us accountable and focused on long term goals. 5. Automatic Bill Pay...What a Blessing: It amazes me how unreliable people still trust themselves to pay thier bills on time. Then they get frustrated with late fees and finance charges when all they had to do was link thier account to thier online billing account, which most companies offer now. 6. Overdraft Protection: Most banks offer overdraft protection and I'm not talking about the one you're probably thinking about. No dipping into the credit card accounts over here! I mean the overdraft protection programs that allow you to link protection from a savings account as opposed to a credit card account. Most overdraft protection programs based on credit not only withdraw the amount overdrafted, but they also take out an additional fee of $50 per overdraft! Robbery! So consider the savings account instead, its your money and there are no $50 fees. |
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Mocha Manual - Parenting and Pregnancy Tips for Black Mothers
Welcome to Mocha Manual, the most comprehensive online resource for Black mothers. We want you to be empowered and inspired to be a powerful parent and raise happy, confident kids. We know the unique issues, fears and concerns you face raising our Black babies into strong Black women and men, turning our brown bundles of joy into future presidents, doctors, artists, and CEO’s and Mocha Manual is with you every step of the way. MochaManual.com provides Black parents with knowledge and guidance through articles and media that address pregnancy and motherhood from a point of view that’s all you. Our mission is simple: every black child needs a powerful parent. And every Black mom needs her own space to read and discuss articles, stories and how-to guides about black parenting and living your best life that were created specifically with them in mind. Welcome to your world.
No matter what your parenting situation is, you’ll find something for you if you browse through the pages of Mocha Manual. Articles written by experts in our pregnancy section will guide you from conception, through all three trimesters and delivery. Single moms will find articles on how to raise a child alone, how to foster a healthy relationship with your baby’s father, as well as how to take care of yourself while dealing with all the new responsibilities that come along with being a mother. There is also advice for entrepreneur moms on how to succeed in the business world and at the same time maintain a healthy household. And we know that you’re still a sassy woman even though you’re a mom, so there’s great advice on sex and love after pregnancy, as well as fashion tips for black mothers and mothers-to-be. Leading black beauty experts share their wisdom about skin care and that is especially catered to you.
Go ahead and look through our site. We are sure that, in Mocha Manual, you will find a wealth of resources, news, and advice that will enrich your life as you live the fabulous mommy life. And while you’re here, take some time to pamper yourself a bit. After reading through our expert’s fashion and make-up tips head over to our shop and find unique products that celebrate “us” in pregnancy and “us” as new babies, including Kimberly Seals-Allers’ Mocha Manual books.
Fun, Fun, Fun
With Your Little One! Your child is totally into play, and imitating you. Here are some great ideas ...
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4th smallest baby in the world born in Charlotte - WBTV
4th smallest baby in the world born in Charlotte
WBTV
Believed to be the 4th smallest baby born to thrive in the world, 9 ounce (272 gram) baby Kenna has more than defied the odds stacked against her from birth. "Doctors are a lot of times bound by what they've seen and bound by science.
and more » -
COMMUNITY COLUMNIST — Given these choices, I'm not voting - HollandSentinel.com
Columbus DispatchCOMMUNITY COLUMNIST — Given these choices, I'm not voting
HollandSentinel.com
Obama also hurt himself with the African-American vote. Generally, the African-American community does not support gay marriage, more often adhering to a traditional view. I've heard many African-Americans voice resentment over Obama's decision to ...
A Federalist Approach to Gay Marriage May Be Fashionable … It's also SadCity Watch
Finding time for gay marriageNouse
Michael Paul Williams: The black church must opt for what's rightRichmond Times Dispatch
all 88 news articles » -
Parenting Fail: Father Puts Child In Washing Machine And Turns It On (Video)
I mean, I really don’t know what to say about this video—a laundromat surveillance tape I came across yesterday while putzing around on Yahoo Shine! In it, a toddler jumps and points happily at... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
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Terry McMillan Heads to the Anguilla to School Writers on the Publishing Industry
Nobody can tell a story the way Terry McMillan can. For years she has worn…
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